Loan
Darlehen ©Stephan Fischer
Short-term Loan
Procurement principles
- Cushioning of short-term financial distress
- Obtainable regardless of the income and assets of the students
- Obtainable parallel to the BAföG
- There is no legal claim, so you can be declined
Loan amount and term
- up to 400 €, repayment after a maximum of 9 months
About the applicants
- Students of the university that is attended by the Studentenwerk Freiberg
Application / Payment
- Application must be made in writing to the Studentenwerk Freiberg.
- The payment will be made by bank transfer
What is needed for the process
from German students
- valid enrollment certificate
- Identity Document
from international students
- valid enrollment certificate
- valid residence title / permission
The procurement principles and the application form can be found at Downloads.
Interest of the payment
- There will not be an interest if the previously agreed conditions of the repayment are met.
Repayment
- End of the repayment max. 9 months after the payment
- The repayment can be made in one or several payments
- The repayment is made by SEPA direct debit from the specified account
Ihre Ansprechpartner
Geyer, Elke
Ausbildungsförderung, Sachbearbeiterin (A - F, N) & Kurzfristiges Darlehen
Address:
Besuchsadresse: Nonnengasse 22, 09599 Freiberg
Postadresse: Poststelle der TUBAF, Akademiestraße 6, 09599 Freiberg
Naumann, Anja
Rent accounting clerk and loan payback responsible
Fax:
03731 383102
Address:
Agricolastraße 14-16
09599 Freiberg
Hardship fund of Deutschen Studentenwerks e.V.
Award principles
- bridging financial aid for students in an economic emergency
- the emergency cannot be alleviated in the short term by another private or state sponsor
- Covering necessary study expenses or for needs that are not covered by the BAföG
Loan amount and term
- A maximum of 12 times the monthly BAföG standard rate for students who live away from home (as of July 1st, 2014: €7,164.00)
- The term of the loan is a maximum of 60 months, beginning with the month in which the first installment is paid out
Circle of applicants
- Students of the higher education institutions supported by the Freiberg Student Union
- A doctorate, postgraduate or postgraduate degree pursued after obtaining a professional degree is not eligible
Application / payment
- Applications and payments are made via the Studentenwerk Freiberg
- Payment is made in monthly installments at monthly amounts that may not exceed 1/12 of the loan amount
- Transfer is made to the borrower's account
- The repayment amounts will be debited from the specified account as a direct debit.
Interest and suretyship
- No interest is paid on the loan if the terms of the loan are met.
- To secure the loan, a directly enforceable guarantee or bank guarantee must be deposited.
Repayment
- The latest start of repayment is 6 months after the last installment has been paid out
- Monthly repayment installments must be at least €55.
Ihre Ansprechpartner
Boeck, Diana
Sozialberatung & Härtefonds des DSW e.V.
Fax:
03731 383102
Address:
Büro Sozialberatung (1. OG), Petersstraße 5, 09599 Freiberg
ODER Beratungscenter (EG), Wohnhaus 3, Am Schwanenteich 8, 09648 MW
Naumann, Anja
Rent accounting clerk and loan payback responsible
Fax:
03731 383102
Address:
Agricolastraße 14-16
09599 Freiberg